# Tulinde Kenya — insurance guide for Kenya > tulinde.co.ke is Tulinde's independent, sourced guide to insurance in Kenya: Cap. 405 motor cover, SHA contributions, the 2026 list of licensed insurers and how to complain to IRA. Regulator: Insurance Regulatory Authority (IRA Kenya). How to cite: "Tulinde, " with the page URL. Every page states its review date and links each fact to the Act, the regulator or the insurer's own document it comes from. Tulinde is an independent guide run by Takat AI; it is not an insurer, a broker or an agent, and it does not rank or rate insurers. ## Key facts - Kenya: Regulator: IRA Kenya; Compulsory cover: Motor third-party (Cap. 405); Insurance penetration (2023, official): 2.39% of GDP; Licensed insurers (2026 notice): 59 companies (3 with two licences); Public health insurance: SHA — 2.75% of income, min. KES 300/month. Regulator: Insurance Regulatory Authority (https://www.ira.go.ke/). Currency: KES. - Kenya on Tulinde: 23 guides, 39 articles, 36 insurer profiles; latest review 2026-10-31. Quote requests: open (https://tulinde.co.ke/get-quotes/), passed to licensed insurers or brokers with the visitor's consent. - Editorial rules: every fact comes from a primary source listed on the page; no invented price, rating, review or "best insurer"; insurer lists reproduce the regulator's list; each page has a short answer, sections, FAQ, sources and a review date. - Language: English (plus Kiswahili guides in Kenya and Tanzania). No account, no paywall. ## Most searched - [Insurance in Kenya: the rules, the insurers, your rights](https://tulinde.co.ke/): How insurance works in Kenya: compulsory motor third-party cover under Cap. 405, SHA health contributions, life policies, the 59 insurers licensed by IRA in 2026, and how to complain. - [Jubilee insurance medical cover packages and prices in Kenya: plans, waiting periods and hospitals](https://tulinde.co.ke/jubilee-medical-cover-packages/): Jubilee insurance medical cover packages and prices from Jubilee's own pages: CoverBora from KES 6,200 a year, J-Care from KES 21,316, Johari from KES 25,564. - [DMVIC online: verify a motor insurance certificate in Kenya (*352#, Bima Yangu, verify.dmvic.com)](https://tulinde.co.ke/check-motor-insurance/): DMVIC check in seconds on verify.dmvic.com, *352# or the Bima Yangu app: read Genuine, Expired or Invalid, then compare quotes if you are not covered. - [How to pay SHA: paybill 200222, *147#, Lipa SHA Pole Pole and what happens if you are late](https://tulinde.co.ke/how-to-pay-sha/): How to pay SHA in Kenya: M-PESA paybill 200222 with your ID number as account, *147#, the afyayangu.go.ke STK push or a bank. Lipa SHA Pole Pole, the 2% penalty and employers' 9th-of-the-month deadline. - [SHA registration: the complete guide (online, *147#, assisted registration, documents, dependants)](https://tulinde.co.ke/sha-registration/): SHA registration in 5 steps: *147#, sha.go.ke or assisted registration at a Huduma Centre. Documents, dependants, what you pay, and same-day use. - [APA Insurance medical cover in Kenya: Jamii Plus and Afya Nafuu plans, prices and hospitals](https://tulinde.co.ke/apa-insurance-medical-cover/): APA Insurance medical cover packages and prices in Kenya: Afya Nafuu from KES 5,500 a year per person, outpatient and maternity rates, Jamii Plus limits, waiting periods, hospitals. - [Insurance relief in Kenya: how life, education and health policies cut your income tax](https://tulinde.co.ke/insurance-relief/): Insurance relief in Kenya: 15% of life, education and health premiums off your tax, capped at KES 60,000 a year. Who qualifies, how to claim, the traps. - [Travel insurance in Kenya 2026: what a Schengen or UK visa requires, and the 29 insurers the EU Delegation accepts](https://tulinde.co.ke/international-travel-insurance/): Travel insurance from Kenya: what a Schengen visa requires (EUR 30,000, all Schengen states, the whole stay), the 29 Kenyan insurers on the EU Delegation's 2025 approved list, and how to check a policy before you buy. - [WIBA and WIBA Plus in Kenya: what the law requires and what WIBA Plus adds](https://tulinde.co.ke/wiba-plus/): WIBA vs WIBA Plus in Kenya: WIBA is the work-injury cover every employer must buy (s.7); WIBA Plus, as Madison, Sanlam Allianz and GA describe it, adds 24-hour off-duty accident cover. - [Licensed insurance companies in Kenya 2026: the full IRA list (insurers, brokers, agents)](https://tulinde.co.ke/insurance-companies/): All 59 insurers licensed by IRA Kenya for 2026 (22 life, 35 general, 5 micro), 181 brokers and other intermediaries, and how to check an insurer or agent. - [Top 10 insurance companies in Kenya (2025): the IRA ranking by premium](https://tulinde.co.ke/largest-insurance-companies/): The top 10 insurance companies in Kenya on IRA's 2025 figures: CIC General Insurance Company, APA Insurance Limited and Old Mutual General Insurance lead general insurance, Britam Life Assurance leads life. All 34 general and 22 life insurers ranked, with claims ratios. ## Vehicles - [Insurance (Motor Vehicle Third Party Risks) Act, Cap 405 Laws of Kenya: what it requires of drivers](https://tulinde.co.ke/motor-insurance/): Cap 405 Laws of Kenya explained: who must insure, the KES 3m limit, s.10 judgments, and the fines for no insurance or not displaying the certificate. - [Comprehensive vs third-party car insurance in Kenya: what each covers and what sets the price](https://tulinde.co.ke/third-party-vs-comprehensive/): Comprehensive insurance price in Kenya: insurers set their own rates. What Cap. 405's third-party minimum covers, what comprehensive adds, how to compare. - [Boda boda insurance in Kenya: the cover a motorcycle taxi needs, and how to check it](https://tulinde.co.ke/motorcycle-insurance/): Kenya's rules for boda boda and motorcycle insurance: third-party PSV insurance for motorcycle taxis, passenger cover under Cap. 405, helmets and reflective jackets, and tuk-tuk rules (NTSA Motorcycle Regulations 2015). - [Matatu, PSV and ride-hailing insurance in Kenya](https://tulinde.co.ke/commercial-vehicle-insurance/): Insurance rules for matatus, buses, taxis and ride-hailing cars in Kenya: NTSA PSV licensing with third-party insurance, passenger cover under Cap. 405, WIBA for crews, and the Transport Network Companies Regulations 2022. ## Health and life - [Health insurance in Kenya: SHA, private medical cover and employee health insurance](https://tulinde.co.ke/health-insurance/): How health insurance works in Kenya since SHA replaced NHIF: the 2.75% contribution, the KES 300 minimum, how to register, and how private medical cover from licensed insurers fits on top. - [How much is SHA per month? Contribution calculator (2.75%, minimum KES 300)](https://tulinde.co.ke/sha-contribution-calculator/): Work out your Social Health Authority contribution: 2.75% of gross monthly income, minimum KES 300, no upper limit. Salaried vs self-employed, due dates, the 2% late-payment penalty and how to pay. - [SHA vs private medical insurance in Kenya: what each covers](https://tulinde.co.ke/sha-vs-private-medical-insurance/): SHA and private medical insurance compared for Kenya: who pays, how much, waiting periods, where you are treated, and when it is worth adding a private plan on top of SHA. - [Life insurance in Kenya: types of policy and who sells them](https://tulinde.co.ke/life-insurance/): Life insurance in Kenya: term, whole life, education and savings policies, the 22 long-term insurers licensed by IRA for 2026, and what to check before signing. ## Home, business and travel - [Home insurance in Kenya: what a domestic package covers and who sells it](https://tulinde.co.ke/home-insurance/): Home insurance is optional in Kenya. What a domestic package usually covers (building, contents, all risks, domestic workers), what to compare, and the 90-day claim rule. - [WIBA insurance in Kenya (WIBA Act 2007): the complete guide for employers and workers](https://tulinde.co.ke/business-insurance/): WIBA Act 2007 explained: compulsory WIBA insurance for every Kenyan employer, who is covered, compensation (96 months' earnings × disablement), claims. - [COMESA yellow card insurance in Kenya: cover, where to buy it and how to check it](https://tulinde.co.ke/travel-insurance/): Driving from Kenya to Uganda, Tanzania, Rwanda and 9 other countries: what the COMESA yellow card covers, where to buy it, how to check it on *384*254#, and what to do after an accident abroad. ## Your rights - [Insurance complaints by company in Kenya](https://tulinde.co.ke/insurance-complaints-by-company/): How many complaints each insurer in Kenya received (complaints to ira, oct–dec 2025), compared with its size, from the regulator's own figures. - [Compare two insurers in Kenya](https://tulinde.co.ke/compare-insurers/): Pick any two insurers in Kenya and compare them side by side on the regulator's 2025 figures: premium, market share, motor and medical business, claims ratio, complaints. - [How to complain about an insurer in Kenya](https://tulinde.co.ke/complaints/): Claim rejected or delayed in Kenya? How to complain to the insurer, then to the Insurance Regulatory Authority: online form, email, toll-free line, and what to include. - [Who's who in insurance in Kenya: regulator, industry bodies and insurer CEOs (2026)](https://tulinde.co.ke/insurance-leaders/): Who leads insurance in Kenya: IRA Kenya (Mr. Godfrey Kiptum, MBS), industry bodies, complaints bodies and insurer CEOs, from official pages. ## Tools and calculators - [Car insurance in Kenya: premium calculator with levies and stamp duty](https://tulinde.co.ke/car-insurance-calculator/): Car insurance in Kenya: work out a premium — value × rate, minimum premium, extras, the 0.45% of levies (training + PCF) and KES 40 stamp duty. - [Insurance relief calculator for Kenya: 15% of premiums, up to KES 60,000](https://tulinde.co.ke/insurance-relief-calculator/): Calculate your insurance relief in Kenya: 15% of life, education and health premiums, capped at KES 60,000 a year (KES 5,000 a month). Monthly and yearly. - [WIBA compensation calculator: permanent injury, time off work and death](https://tulinde.co.ke/wiba-compensation-calculator/): Work out WIBA compensation in Kenya: 96 months' earnings × the First Schedule degree of disablement, up to 12 months of earnings off work, and death claims. - [SHA penalty calculator for employers: 2% a month on late contributions](https://tulinde.co.ke/sha-penalty-calculator/): Work out the SHA penalty on late employer remittances in Kenya: 2% a month on each unpaid month's contributions after the 9th, month by month, with the arrears. ## Articles (one real question each) - [SHA portal login: how to sign in to Afya Yangu and what you can do there](https://tulinde.co.ke/sha-portal-login/): SHA login step by step: the official member portal afyayangu.go.ke, your ID and PIN, the one-time code, resetting a forgotten PIN and what you can do there. - [What is the Social Health Authority (SHA)? How Kenya's public health insurance works](https://tulinde.co.ke/social-health-authority/): SHA means Social Health Authority: the body set up by the Social Health Insurance Act 2023 to run Kenya's three health funds, register members, pay hospitals. - [SHA hospitals: how to find an SHA-contracted facility, including private hospitals](https://tulinde.co.ke/sha-hospitals/): Is SHA working in private hospitals? Yes, at contracted ones. How to find SHA hospitals on SHA's official county lists, what to bring and what to do if refused. - [IRA Kenya: what the Insurance Regulatory Authority does, its portal and how to check a licence](https://tulinde.co.ke/ira-kenya/): IRA Kenya, the Insurance Regulatory Authority: its duties, who it licenses, the IRA portal, how to check an agent, insurers under statutory management. - [Professional indemnity, public liability and goods in transit insurance in Kenya: what each covers and who must have it](https://tulinde.co.ke/professional-indemnity-insurance/): Professional indemnity, public liability and goods in transit insurance in Kenya: what each covers, who must hold one, how to buy from a licensed insurer. - [One month third-party insurance in Kenya: who sells it, for cars and boda bodas, and what it costs](https://tulinde.co.ke/one-month-third-party-insurance/): One month third-party insurance in Kenya: Directline's monthly cover for private cars (*319#) and motorcycles, CIC Easy Bima, what the law asks, how to check. - [Insurance brokers in Kenya: the 181 brokers licensed by IRA for 2026](https://tulinde.co.ke/insurance-brokers-kenya/): The 181 insurance brokers licensed by IRA Kenya for 2026, broker or agent, how premiums must be paid (Insurance Act s.156) and how to check a broker or agent. - [Monarch third-party insurance in Kenya: price, what it covers and how to buy](https://tulinde.co.ke/monarch-third-party-insurance/): How much is Monarch third-party insurance in Kenya? Monarch publishes no premium rate. What its cover pays under the law, and how to buy and check it. - [How to check your SHA status in Kenya: active or inactive, and how to fix it](https://tulinde.co.ke/how-to-check-sha-status/): Check your SHA status with your ID or CR number on eligibility.sha.go.ke, what "inactive" means, why SHA marks members inactive and how to fix it. - [What does SHA cover? The SHA benefits package and what SHA pays, fund by fund](https://tulinde.co.ke/sha-benefits-package/): What SHA covers in Kenya, fund by fund (PHF, SHIF, ECCIF): SHA's tariffs and limits for admissions, maternity, dialysis, imaging and the May 2026 cancer update. - [Linda Mama under SHA: free maternity care, what SHA pays and how to register](https://tulinde.co.ke/linda-mama-sha/): Linda Mama under SHA: free delivery at Level 2 and 3 facilities, KES 10,000 for a normal delivery, KES 30,000 for a caesarean, antenatal care, registration. - [CIC medical cover in Kenya: Family Medisure, Seniors Mediplan, Afya Bora and CoopCare](https://tulinde.co.ke/cic-medical-cover/): CIC medical cover in Kenya from CIC's pages: Family Medisure limits, Seniors Mediplan from 60, CoopCare premiums from KES 2,500 a year, waiting periods. - [AAR medical cover packages in Kenya: ShwAARi prices, the family plan and seniors cover](https://tulinde.co.ke/aar-medical-cover-packages/): AAR medical cover packages and prices in Kenya: ShwAARi premiums from KES 14,574 a year, the family plan, Seniors CAARE from 65 to 85 and the waiting periods. - [First Assurance medical cover in Kenya: First Med plans, premiums and conditions](https://tulinde.co.ke/first-assurance-medical-cover/): First Assurance First Med cover in Kenya: five plans from KES 500,000 to 5 million, the premium tables of its 2025 brochure, add-ons, ages and waiting periods. - [Insurance premium financing (IPF) in Kenya: how paying your premium in instalments works](https://tulinde.co.ke/insurance-premium-financing/): Insurance premium financing (IPF) in Kenya: why s.156 requires the premium before cover, what Equity and I&M say about IPF loans (6–10 months), costs to check. - [Excess protector in Kenya: what it covers, what it costs and when it pays off](https://tulinde.co.ke/excess-protector/): Excess protector on Kenyan car insurance: published rates (0.25% of the sum insured, minimum KES 3,000 to 5,000), what it does not remove, a worked example. - [Madison insurance medical cover in Kenya: Betterlife plans, limits and waiting periods](https://tulinde.co.ke/madison-medical-cover/): Madison insurance medical cover in Kenya: the Betterlife Premier, Executive and Budget plans, KES 500,000 to 5 million inpatient, waiting periods, how to join. - [CR number in SHA: what it is, where to find it and when you need it](https://tulinde.co.ke/cr-number-in-sha/): The CR number in SHA is your Client Registry number. What it identifies, where to find it, and how to use it to pay contributions or check your cover. - [How to pay an SHA penalty as an employer in Kenya: the 2% charge, the e-slip and getting staff active again](https://tulinde.co.ke/sha-penalty-for-employers/): Employer late on SHA? The 2% monthly penalty, where to see it, how to pay it with an e-slip by bank or paybill 200222, and what it means for your staff. - [Britam health insurance in Kenya: plans, prices and hospitals](https://tulinde.co.ke/britam-health-insurance/): Britam health insurance in Kenya, from its own pages: the five Milele plans, Bima ya Mwananchi premiums from KES 4,600, waiting periods and hospitals. - [Cost of life insurance in Kenya: what sets your premium, and the prices insurers publish](https://tulinde.co.ke/cost-of-life-insurance/): Cost of life insurance in Kenya: what sets the premium, the starting prices Britam publishes for term and whole life cover, medical tests, tax relief. - [Tuk-tuk insurance cost in Kenya: what the law requires, published rates and what changes the price](https://tulinde.co.ke/tuk-tuk-insurance-cost/): Tuk-tuk insurance cost in Kenya: the PSV cover the law requires, a published rate (4% of value, KES 15,000 minimum) and what moves the price. - [Sanlam medical cover in Kenya: what Sanlam Allianz sells, and what it does not](https://tulinde.co.ke/sanlam-medical-cover/): Does Sanlam sell medical cover in Kenya? Sanlam Allianz's own pages and IRA's 2025 figures: no medical policy, but a retirement medical fund and accident cover. - [Jubilee car insurance in Kenya: who sells it now, what the cover includes and how to buy](https://tulinde.co.ke/jubilee-car-insurance/): Jubilee car insurance in Kenya is now sold by Sanlam Allianz General Insurance. What its motor cover includes, the excesses it publishes and how to buy. - [MUA Insurance in Kenya in full: the company, its covers, published prices and claims](https://tulinde.co.ke/mua-insurance-kenya/): MUA Insurance in full: the Kenyan company behind the name, what MUA sells (Tulizo Bora health, motor, Utulivu accident cover), its published prices and claims. - [How to check if your insurance is valid in Kenya: motor, SHA, medical and life cover](https://tulinde.co.ke/check-if-insurance-is-valid/): How to check if your insurance is valid in Kenya: insurer and agent licences, motor certificates on *352#, SHA cover by ID, medical and life policies. - [Best health insurance companies in Kenya: what the regulator's figures show, and how to choose](https://tulinde.co.ke/best-health-insurance-companies/): Is there an official list of the best health insurance companies in Kenya? IRA's 2025 medical premium and claims ratio by insurer, and how to choose. - [Britam comprehensive car insurance: price, what is covered and paying in instalments](https://tulinde.co.ke/britam-comprehensive-car-insurance/): How much is Britam comprehensive car insurance? What Britam publishes on price, what its policy covers, MotiFlex instalments and the conditions to check. - [Cheapest car insurance in Kenya: why there is no honest top 10, and how to pay less](https://tulinde.co.ke/cheapest-car-insurance/): Is there a top 10 of the cheapest car insurance in Kenya? How insurers set the premium, the rates CIC publishes, no claims discount and how to pay less. - [Education insurance in Kenya (school fees policies): what it covers, what it costs and how to claim](https://tulinde.co.ke/education-insurance/): Education insurance in Kenya, from insurers' own documents: how an education policy pays school fees, what decides the premium, tax relief and claims. - [M-TIBA health insurance in Kenya: packages, prices and how to enroll](https://tulinde.co.ke/m-tiba-insurance/): M-TIBA insurance packages and prices: M-TIBA is a platform, not an insurer. Who sets the price, how to enroll on *253# or the app, and how to use it. - [Personal accident cover in Kenya: what it pays, what it costs and how to claim](https://tulinde.co.ke/personal-accident-cover/): Personal accident cover in Kenya, from Britam's and CIC's own documents: what it pays, published premiums, exclusions, claim documents and deadlines. - [Last expense cover in Kenya (funeral insurance): what it costs, who it covers and how to claim](https://tulinde.co.ke/last-expense-cover/): Last expense cover in Kenya: what funeral insurance pays, Britam's published premiums, ages, waiting periods, exclusions, claim documents and the law. ## Insurer profiles (licence, claim deadline, how to complain) - [Britam in Kenya](https://tulinde.co.ke/insurers/britam/) - [Jubilee in Kenya](https://tulinde.co.ke/insurers/jubilee/) - [ICEA LION in Kenya](https://tulinde.co.ke/insurers/icea-lion/) - [Sanlam Allianz in Kenya](https://tulinde.co.ke/insurers/sanlam-allianz/) - [CIC in Kenya](https://tulinde.co.ke/insurers/cic/) - [APA in Kenya](https://tulinde.co.ke/insurers/apa/) - [GA Insurance in Kenya](https://tulinde.co.ke/insurers/ga-insurance/) - [MUA in Kenya](https://tulinde.co.ke/insurers/mua/) - [Old Mutual in Kenya](https://tulinde.co.ke/insurers/old-mutual/) - [Liberty in Kenya](https://tulinde.co.ke/insurers/liberty/) - [Mayfair in Kenya](https://tulinde.co.ke/insurers/mayfair/) - [Heritage in Kenya](https://tulinde.co.ke/insurers/heritage/) - [AAR in Kenya](https://tulinde.co.ke/insurers/aar/) - [Prudential in Kenya](https://tulinde.co.ke/insurers/prudential/) - [Turaco in Kenya](https://tulinde.co.ke/insurers/turaco/) - [Equity in Kenya](https://tulinde.co.ke/insurers/equity/) - [Madison in Kenya](https://tulinde.co.ke/insurers/madison/) - [Directline in Kenya](https://tulinde.co.ke/insurers/directline/) - [Pacis in Kenya](https://tulinde.co.ke/insurers/pacis/) - [Kenyan Alliance in Kenya](https://tulinde.co.ke/insurers/kenyan-alliance/) - [Fidelity Shield in Kenya](https://tulinde.co.ke/insurers/fidelity-shield/) - [Occidental in Kenya](https://tulinde.co.ke/insurers/occidental/) - [Monarch in Kenya](https://tulinde.co.ke/insurers/monarch/) - [Geminia in Kenya](https://tulinde.co.ke/insurers/geminia/) - [Kenindia in Kenya](https://tulinde.co.ke/insurers/kenindia/) - [First Assurance in Kenya](https://tulinde.co.ke/insurers/first-assurance/) - [Cannon in Kenya](https://tulinde.co.ke/insurers/cannon/) - [Pioneer in Kenya](https://tulinde.co.ke/insurers/pioneer/) - [Takaful Insurance of Africa in Kenya](https://tulinde.co.ke/insurers/takaful-insurance-of-africa/) - [Definite Assurance in Kenya](https://tulinde.co.ke/insurers/definite/) - [Intra Africa Assurance in Kenya](https://tulinde.co.ke/insurers/intra-africa/) - [Kenya Orient in Kenya](https://tulinde.co.ke/insurers/kenya-orient/) - [Star Discover in Kenya](https://tulinde.co.ke/insurers/star-discover/) - [NCBA Insurance in Kenya](https://tulinde.co.ke/insurers/ncba/) - [Absa Life in Kenya](https://tulinde.co.ke/insurers/absa-life/) - [Amaco (Africa Merchant Assurance) in Kenya](https://tulinde.co.ke/insurers/amaco/) ## Tools - [Get insurance quotes in Kenya](https://tulinde.co.ke/get-quotes/): a short form; the request goes to licensed insurers or brokers - [Compare insurance in Kenya](https://tulinde.co.ke/compare-insurance/) - [Free PDF guides for Kenya](https://tulinde.co.ke/free-guides/): sourced guides compiled as PDFs to keep, print or share - [Kenya insurance blog](https://tulinde.co.ke/blog/): Motor & vehicles, Health & life, Home, business & travel, Insurers & your rights, Kwa Kiswahili ## Across the four countries - [Motor insurance compared: Kenya, Uganda, Tanzania, Ethiopia and South Africa](https://tulinde.africa/compare/motor-insurance-east-africa/): Compulsory motor insurance in Kenya, Uganda, Tanzania, Ethiopia and South Africa: what the law covers, limits, penalties and how to check a cover. - [Public health insurance compared: SHA, NHIF, CBHI, Uganda and South Africa](https://tulinde.africa/compare/health-insurance-east-africa/): Kenya's SHA, Tanzania's NHIF, Ethiopia's CBHI and SHI, Uganda and South Africa's medical schemes compared: who pays, how much, where private cover fits. - [How fast must insurers pay? Claim deadlines in Kenya, Uganda, Tanzania, Ethiopia and South Africa](https://tulinde.africa/compare/claim-deadlines-east-africa/): Claim and complaint deadlines: Kenya 90 days, Uganda 10–20 working days, Tanzania 45 days, Ethiopia 10 business days, South Africa 10 days for a rejection. - [Work-injury cover for employers: Kenya, Uganda, Tanzania, Ethiopia, South Africa](https://tulinde.africa/compare/workers-compensation-east-africa/): What employers must insure or pay for work injuries: WIBA in Kenya, Uganda's Workers Compensation Act, WCF in Tanzania, Ethiopia's Labour Proclamation, COIDA. - [Insurance markets compared: Kenya, Uganda, Tanzania, Ethiopia, South Africa](https://tulinde.africa/compare/insurance-markets-east-africa/): Insurance penetration, premiums and number of licensed insurers in Kenya, Uganda, Tanzania, Ethiopia and South Africa, from the regulators' latest reports. - [Insurance groups across East Africa: who is licensed where](https://tulinde.africa/compare/insurance-groups-east-africa/): Which big insurance groups are licensed in Kenya, Uganda and Tanzania, and for what: Britam, Jubilee, ICEA LION, Sanlam Allianz, CIC, APA, GA, MUA, Old Mutual and more — from the regulators' lists. - [Car insurance checklist: 10 things to check before you pay](https://tulinde.africa/checklists/motor/) - [Motorcycle and boda boda insurance checklist](https://tulinde.africa/checklists/motorcycle/) - [Commercial and passenger vehicle insurance checklist](https://tulinde.africa/checklists/commercial/) - [Health insurance checklist: 10 questions before you sign](https://tulinde.africa/checklists/health/) - [Life insurance checklist](https://tulinde.africa/checklists/life/) - [Home insurance checklist](https://tulinde.africa/checklists/home/) - [Business insurance checklist](https://tulinde.africa/checklists/business/) - [Travel and cross-border driving checklist](https://tulinde.africa/checklists/travel/) ## Optional - [Full text of this domain (short answers, sections, FAQ, sources)](https://tulinde.co.ke/llms-full.txt) - [Tulinde regional hub, Ethiopia, Botswana, Ghana, Malawi, Namibia, Nigeria, Rwanda, Zambia and Zimbabwe (tulinde.africa): llms.txt](https://tulinde.africa/llms.txt) - [Tulinde Uganda (tulinde.co.ug): llms.txt](https://tulinde.co.ug/llms.txt) - [Tulinde Tanzania (tulinde.co.tz): llms.txt](https://tulinde.co.tz/llms.txt) - [Tulinde South Africa (tulinde.co.za): llms.txt](https://tulinde.co.za/llms.txt) - [About Tulinde](https://tulinde.africa/about/): Tulinde explains insurance in Kenya, Uganda, Tanzania and Ethiopia and puts people in touch with licensed insurers and brokers. - [How Tulinde works and how we make money](https://tulinde.africa/how-tulinde-works/): Tulinde is free for you. Licensed insurers and brokers pay for introductions. Here is exactly how it works and what we never do. - [Editorial policy: how we check every fact](https://tulinde.africa/editorial-policy/): Every rule, date and figure on Tulinde is linked to a regulator, an Act or an official report. How we write, check and update our guides. - [Terms of use](https://tulinde.africa/terms/): The terms that apply when you use Tulinde's guides and quote request form. - [Insurance glossary](https://tulinde.africa/glossary/) - [Privacy notice](https://tulinde.africa/privacy/) - [Sitemap](https://tulinde.co.ke/sitemap.xml)