Boda boda & tuk-tuk insurance guide 2026
For boda boda riders, tuk-tuk owners and the people who finance them in Kenya: the cover the law requires, what changes the price, paying in instalments and checking a certificate.
Who this guide is for
- You ride a boda boda or own one that someone else rides
- You own or plan to buy a tuk-tuk
- You want to pay the premium in instalments or check a certificate
What is inside: table of contents
The PDF puts together 5 guides of Tulinde Kenya, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 23 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Boda boda insurance in Kenya: the cover a motorcycle taxi needs, and how to check it
What the regulations require · Why passengers must be covered · Before you pay for a policy · What boda boda insurance costs, and paying monthly · How to check your motorcycle insurance
Reviewed 28 October 2026 · 4 questions · 4 sources
- Tuk-tuk insurance cost in Kenya: what the law requires, published rates and what changes the price
The cover a tuk-tuk must have before any price · What tuk-tuk insurance costs: a published schedule · What changes the price of a tuk-tuk policy · The excesses and limits behind the price · How to buy tuk-tuk insurance and check it
Reviewed 21 October 2026 · 5 questions · 4 sources
- Matatu, PSV and ride-hailing insurance in Kenya
Matatus, buses and taxis · Ride-hailing (Uber, Bolt and others) · What operators should compare
Reviewed 23 September 2026 · 2 questions · 3 sources
- Insurance premium financing (IPF) in Kenya: how paying your premium in instalments works
Why the premium must be paid before you are covered · How an IPF loan works · What two IPF lenders publish · Instalments offered by the insurer itself · Before you sign an IPF agreement
Reviewed 28 October 2026 · 5 questions · 5 sources
- DMVIC online: verify a motor insurance certificate in Kenya (*352#, Bima Yangu, verify.dmvic.com)
What DMVIC is · Three ways to check a certificate · dmvic.com, the DMVIC app and DMVIC support · What the result means · The four certificate forms · The rules drivers and owners must follow · Fake certificates
Reviewed 28 October 2026 · 12 questions · 12 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts and how Tulinde makes money.