Medical cover packages & price lists 2026
For families, individuals and seniors in Kenya comparing private medical cover: the plans Jubilee, APA, AAR, Britam, CIC and First Assurance publish, and how to choose.
Who this guide is for
- You pay SHA and want private inpatient or outpatient cover on top
- You are choosing a family, individual or seniors plan
- You want each insurer's plans side by side, as the insurer publishes them
What is inside: table of contents
The PDF puts together 7 guides of Tulinde Kenya, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 28 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Best health insurance companies in Kenya: what the regulator's figures show, and how to choose
Why no one can honestly name the best health insurer in Kenya · Health insurers in Kenya: the IRA figures for 2025 · How to read a medical claims ratio, and what it does not tell you · Six checks before you choose a health insurer · If a health insurer delays or refuses your claim
Reviewed 13 October 2026 · 4 questions · 2 sources
- Jubilee insurance medical cover packages and prices in Kenya: plans, waiting periods and hospitals
Jubilee's medical cover packages and prices at a glance · The packages Jubilee lists for individuals and families · CoverBora: Jubilee's lowest published price · J-Care: inpatient limits and yearly premiums · J-Care Johari: the two-plan package · Waiting periods, exclusions and the SHA question · Hospitals: the panel and the co-payments · J-Biz: Jubilee's medical cover for small businesses · How to buy a Jubilee medical cover
Reviewed 28 October 2026 · 13 questions · 6 sources
- APA Insurance medical cover in Kenya: Jamii Plus and Afya Nafuu plans, prices and hospitals
The two family medical covers APA lists · Jamii Plus: inpatient limits and sub-limits · Afya Nafuu: limits and the premiums APA published · Waiting periods and main exclusions · Hospitals: the APA panel and the co-payment · How to buy APA medical cover and make a claim
Reviewed 21 October 2026 · 7 questions · 4 sources
- AAR medical cover packages in Kenya: ShwAARi prices, the family plan and seniors cover
AAR's medical covers for individuals and families · ShwAARi premiums: the table AAR publishes · How ShwAARi works: limits, waiting periods, eligibility · The Individual and Family Medical Plan · Seniors CAARE: medical cover from 65 to 85 · How to buy AAR cover and compare it
Reviewed 28 October 2026 · 5 questions · 5 sources
- Britam health insurance in Kenya: plans, prices and hospitals
The health covers Britam sells in Kenya · Milele Health: the five plans compared · What it costs: the Bima ya Mwananchi premiums Britam publishes · Waiting periods and exclusions · Which hospitals accept Britam medical cover · Britam's medical business in the regulator's figures, and how to buy
Reviewed 23 October 2026 · 5 questions · 4 sources
- CIC medical cover in Kenya: Family Medisure, Seniors Mediplan, Afya Bora and CoopCare
The medical covers CIC sells to individuals and families · CIC Family Medisure: what it includes · CIC Seniors Mediplan: cover from 60 · Waiting periods and transfers from another insurer · CoopCare and Afya Bora: the published premiums · How to get a CIC medical quote and claim
Reviewed 28 October 2026 · 5 questions · 8 sources
- First Assurance medical cover in Kenya: First Med plans, premiums and conditions
The five First Med options · First Med inpatient premiums by age · Outpatient, maternity, dental and optical premiums · Ages, waiting periods and conditions to read · How to buy First Med and compare it
Reviewed 28 October 2026 · 5 questions · 3 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts and how Tulinde makes money.