Insurance blog Kenya: every guide in one place

Health & life · KenyaSHA registration: the complete guide (online, *147#, documents, dependants)Step by step: online, *147# or Huduma — documents, dependants, means testing, payment and what SHA covers.8 min read · Updated 23 September 2026

Health & life · KenyaSHA contribution calculator: how much you pay each month2.75% of income, minimum KES 300 a month, no ceiling — calculate it, plus due dates and the 2% penalty.2 min read · Updated 23 September 2026

Motor & vehicles · KenyaDMVIC: how to check a motor insurance certificate in Kenya (*352#, Bima Yangu)*352#, the Bima Yangu app or the web: what each result means, the four certificate forms, fakes and penalties.4 min read · Updated 23 September 2026

Insurers & your rights · KenyaLargest insurance companies in Kenya (2025), comparedEvery insurer ranked by premium, with claims ratios — from the regulator's 2025 figures.4 min read · Updated 23 September 2026

Insurers & your rights · KenyaCompare two insurers in KenyaPick two insurers and see them side by side: size, claims ratio, complaints.2 min read · Updated 23 September 2026

Insurers & your rights · KenyaLicensed insurance companies in Kenya (2026 list)The 2026 IRA list: 22 life, 35 general and 5 micro-insurers — and how to check any company yourself.2 min read · Updated 23 September 2026

Home, business & travel · KenyaWIBA insurance in Kenya: the complete guide for employers and workersCompulsory for every employer: who is covered, compensation (96 months × disablement), DOSH 1, deadlines, appeals.4 min read · Updated 23 September 2026

Motor & vehicles · KenyaMotor insurance in Kenya: what Cap. 405 requiresCap. 405 in plain words: what third-party cover pays, the penalty, and how to check a certificate on *352#.3 min read · Updated 23 September 2026

Motor & vehicles · KenyaThird-party vs comprehensive car insurance in KenyaWhat the Cap. 405 minimum pays for, what only a broader policy covers, and how to compare quotes.2 min read · Updated 23 September 2026

Motor & vehicles · KenyaBoda boda and motorcycle insurance in KenyaMotorcycle taxis need third-party PSV insurance; passengers must be covered. Helmets, jackets and tuk-tuks.2 min read · Updated 23 September 2026

Motor & vehicles · KenyaMatatu, PSV and ride-hailing insurance in KenyaNTSA licensing needs PSV third-party insurance; ride-hailing cars need valid cover and must be ≤16 years old.2 min read · Updated 23 September 2026

Health & life · KenyaHealth insurance in Kenya: SHA contributions and private coverSHA replaced NHIF in October 2024: 2.75% of income, KES 300 minimum. Where private cover fits.2 min read · Updated 23 September 2026

Health & life · KenyaSHA vs private medical insurance in Kenya: what each coversCompulsory SHA vs optional private cover: price, waiting periods, hospitals — and when to combine them.2 min read · Updated 23 September 2026

Health & life · KenyaLife insurance in Kenya: types of policy and who sells themTerm, whole life, education policies — and the 22 life insurers licensed for 2026.2 min read · Updated 23 September 2026

Home, business & travel · KenyaHome insurance in Kenya: what a domestic package coversOptional in Kenya: what a domestic package covers, what to compare, and the 90-day claim rule.2 min read · Updated 23 September 2026

Home, business & travel · KenyaDriving abroad from Kenya: the COMESA yellow cardThe yellow card for cross-border driving: cover, where to buy, and the *384*254# check.2 min read · Updated 23 September 2026

Insurers & your rights · KenyaInsurance complaints by company in KenyaComplaints filed against each insurer, compared with its size.2 min read · Updated 23 September 2026

Insurers & your rights · KenyaHow to complain about an insurer in KenyaInsurer first, then IRA: online form, [email protected] or the toll-free line 0800 724 499.2 min read · Updated 23 September 2026