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Tulinde blog · Kenya

Health & life: insurance guides for Kenya

29 guides on health & life in Kenya.

29 guides

Health & life · KenyaSHA registration: the complete guide (online, *147#, assisted registration, documents, dependants)Step by step: online, *147# or Huduma — documents, dependants, means testing, payment and what SHA covers.9 min read · Updated 28 October 2026Health & life · KenyaHow much is SHA per month? Contribution calculator (2.75%, minimum KES 300)2.75% of income, minimum KES 300 a month, no ceiling — calculate it, plus due dates and the 2% penalty.3 min read · Updated 28 October 2026Health & life · KenyaHealth insurance in Kenya: SHA, private medical cover and employee health insuranceSHA replaced NHIF in October 2024: 2.75% of income, KES 300 minimum. Where private cover fits.5 min read · Updated 28 October 2026Health & life · KenyaSHA hospitals: how to find an SHA-contracted facility, including private hospitalsSHA's official list of contracted facilities by county, private and faith-based hospitals included, your primary care facility, what to bring and who to call if a hospital turns you away.5 min read · Updated 31 October 2026Health & life · KenyaWhat is the Social Health Authority (SHA)? How Kenya's public health insurance worksSHA in plain words: the law behind it, its three funds, who must register and pay, how facilities get contracted, and where to complain.5 min read · Updated 31 October 2026Health & life · KenyaSHA portal login: how to sign in to Afya Yangu and what you can do thereWhere the real SHA login is, what you need to sign in (ID, PIN, a one-time code), how to reset a PIN, and which portal is for members, employers or hospitals.5 min read · Updated 31 October 2026Health & life · KenyaMadison insurance medical cover in Kenya: Betterlife plans, limits and waiting periodsMadison Betterlife's three plans, the inpatient and outpatient limits, every waiting period, who can join and how.4 min read · Updated 28 October 2026Health & life · KenyaFirst Assurance medical cover in Kenya: First Med plans, premiums and conditionsFirst Med's five options, the yearly premiums First Assurance publishes by age, the optional benefits and the conditions to read before you buy.5 min read · Updated 28 October 2026
Health & life · KenyaAAR medical cover packages in Kenya: ShwAARi prices, the family plan and seniors coverAAR's ShwAARi premium table by family size, what the individual and family plan includes, the seniors cover and the waiting periods AAR sets.5 min read · Updated 28 October 2026Health & life · KenyaCIC medical cover in Kenya: Family Medisure, Seniors Mediplan, Afya Bora and CoopCareCIC's four retail medical covers side by side: who can join, the limits, the only premiums CIC publishes, waiting periods and how to get a quote.7 min read · Updated 28 October 2026Health & life · KenyaLinda Mama under SHA: free maternity care, what SHA pays and how to registerWhat SHA's maternity cover pays, where delivery is free, how antenatal care and the newborn are covered, and the steps to register mother and baby.5 min read · Updated 28 October 2026Health & life · KenyaWhat does SHA cover? The SHA benefits package and what SHA pays, fund by fundOutpatient, admissions, maternity, dialysis, cancer, imaging, dental, emergencies: what each SHA fund pays, the amounts SHA publishes and the limits per household.8 min read · Updated 28 October 2026Health & life · KenyaHow to check your SHA status in Kenya: active or inactive, and how to fix itCheck your SHA coverage in a minute on SHA's own page, read what an inactive status blocks, and clear the cause: arrears, an employer's unpaid penalty or a missed Pole Pole instalment.7 min read · Updated 28 October 2026Health & life · KenyaCR number in SHA: what it is, where to find it and when you need itSHA asks for a "CR number" at the bank and on its coverage checker. What the Client Registry is, which law sets it up, and when your ID number is enough.6 min read · Updated 27 October 2026Health & life · KenyaHow to pay an SHA penalty as an employer in Kenya: the 2% charge, the e-slip and getting staff active againAn employer who remits SHA deductions after the 9th owes a 2% monthly penalty. How it is worked out, where it shows, how to pay it, and the risks of leaving it unpaid.6 min read · Updated 25 October 2026Health & life · KenyaBritam health insurance in Kenya: plans, prices and hospitalsMilele Health's five plans, the Bima ya Mwananchi prices Britam prints, the waiting periods, which hospitals you can use and how to buy.8 min read · Updated 23 October 2026Health & life · KenyaCost of life insurance in Kenya: what sets your premium, and the prices insurers publishNo official price list exists: what the premium depends on, the starting prices two insurers publish, medical tests, tax relief and the traps.6 min read · Updated 22 October 2026Health & life · KenyaHow to pay SHA: paybill 200222, *147#, Lipa SHA Pole Pole and what happens if you are lateEvery official way to pay SHA, step by step: the SHA paybill number, *147#, the portal, banks, paying in instalments, and what a late payment costs.5 min read · Updated 21 October 2026Health & life · KenyaSanlam medical cover in Kenya: what Sanlam Allianz sells, and what it does notSanlam Allianz Kenya publishes no medical insurance plan and wrote no medical premium in 2025. What it does offer, and where to look for a hospital cover instead.5 min read · Updated 20 October 2026Health & life · KenyaEducation insurance in Kenya (school fees policies): what it covers, what it costs and how to claimHow an education policy saves for school fees and keeps paying if the parent dies, what Britam, ICEA LION and Absa Life publish, the 15% tax relief and the claim documents.8 min read · Updated 9 October 2026Health & life · KenyaM-TIBA health insurance in Kenya: packages, prices and how to enrollWhy M-TIBA has no price list of its own, who sets the premium, and how to set up and use *253# or the My M-TIBA app.6 min read · Updated 7 October 2026Health & life · KenyaPersonal accident cover in Kenya: what it pays, what it costs and how to claimWhat a personal accident policy pays for death, disability and medical bills, the premiums two insurers publish, the exclusions and the claim steps.8 min read · Updated 3 October 2026Health & life · KenyaLast expense cover in Kenya (funeral insurance): what it costs, who it covers and how to claimWhat a last expense policy pays, the premiums one insurer publishes, the waiting periods and exclusions, and the documents for a claim.8 min read · Updated 29 September 2026Health & life · KenyaAPA Insurance medical cover in Kenya: Jamii Plus and Afya Nafuu plans, prices and hospitalsJamii Plus and Afya Nafuu side by side: inpatient limits, the only premium table APA publishes, waiting periods and the hospital panel.9 min read · Updated 21 October 2026Health & life · KenyaJubilee insurance medical cover packages and prices in Kenya: plans, waiting periods and hospitalsCoverBora, J-Care's six plans, the Johari package and J-Biz for small businesses: the yearly premiums Jubilee publishes and the waiting periods.12 min read · Updated 28 October 2026Health & life · KenyaSHA vs private medical insurance in Kenya: what each coversCompulsory SHA vs optional private cover: price, waiting periods, hospitals — and when to combine them.2 min read · Updated 23 September 2026Health & life · KenyaLife insurance in Kenya: types of policy and who sells themTerm, whole life, education policies — and the 22 life insurers licensed for 2026.2 min read · Updated 23 September 2026Health & life · KenyaInsurance relief calculator for Kenya: 15% of premiums, up to KES 60,000Type your premium, see the relief a month and a year, and whether your policy, and the person it covers, qualifies under section 31 of the Income Tax Act.3 min read · Updated 28 October 2026Health & life · KenyaSHA penalty calculator for employers: 2% a month on late contributionsEnter the monthly SHA contributions and the months not remitted: the penalty month by month, the arrears and the total to clear before staff are active again.3 min read · Updated 28 October 2026
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