Motor & vehicles insurance in Kenya: all guides

Motor & vehicles · KenyaDMVIC check: verify a motor insurance certificate (*352#, Bima Yangu, verify.dmvic.com)*352#, the Bima Yangu app or verify.dmvic.com: what each result means, the four certificate forms, fakes and penalties.8 min read · Updated 28 October 2026

Motor & vehicles · KenyaInsurance (Motor Vehicle Third Party Risks) Act, Cap 405 Laws of Kenya: what it requires of driversCap 405 section by section: compulsory cover, the KES 3 million limit, s.10 judgments, the penalties and the *352# check.11 min read · Updated 28 October 2026

Motor & vehicles · KenyaOne month third-party insurance in Kenya: who sells it, for cars and boda bodas, and what it costsMonthly third-party cover exists in Kenya: Directline sells it for private cars by *319# and for motorcycles. What it covers, what is not published, and the gap to avoid.6 min read · Updated 31 October 2026

Motor & vehicles · KenyaExcess protector in Kenya: what it covers, what it costs and when it pays offThe excess you pay on every comprehensive claim, the extra that removes it, the published rates and minimums, and how to work out whether it is worth it for your car.5 min read · Updated 28 October 2026

Motor & vehicles · KenyaMonarch third-party insurance in Kenya: price, what it covers and how to buyMonarch quotes each vehicle and publishes no third-party rate. What its three motor covers are, what the law makes third-party pay for, and how to buy safely.6 min read · Updated 28 October 2026

Motor & vehicles · KenyaTuk-tuk insurance cost in Kenya: what the law requires, published rates and what changes the priceThe cover a tuk-tuk taxi must carry, the rates Co-op Bank's insurance agency publishes, the excesses behind the price, and how to compare quotes.6 min read · Updated 21 October 2026

Motor & vehicles · KenyaJubilee car insurance in Kenya: who sells it now, what the cover includes and how to buyJubilee's motor business in Kenya became part of Sanlam Allianz in November 2025. The cover, the limits and the excesses its own page lists, and how to get a quote.6 min read · Updated 19 October 2026

Motor & vehicles · KenyaBritam comprehensive car insurance: price, what is covered and paying in instalmentsBritam publishes no rate for comprehensive car cover. What its own pages say about the cover, the free benefits, MotiFlex instalments and the valuation rule.6 min read · Updated 12 October 2026

Motor & vehicles · KenyaCheapest car insurance in Kenya: why there is no honest top 10, and how to pay lessNo regulator ranks motor insurers by price. How a premium is built, what CIC and ICEA LION publish, and five ways to pay less without losing cover.6 min read · Updated 11 October 2026

Motor & vehicles · KenyaComprehensive vs third-party car insurance in Kenya: what each covers and what sets the priceWhat the Cap. 405 minimum pays for, what only a broader policy covers, and how to compare quotes.3 min read · Updated 28 October 2026

Motor & vehicles · KenyaMotorcycle insurance in Kenya: what a private bike and a boda boda need, what it costs, how to check itMotorcycle taxis need third-party PSV insurance; passengers must be covered. Helmets, jackets and tuk-tuks.3 min read · Updated 28 October 2026

Motor & vehicles · KenyaMatatu, PSV and ride-hailing insurance in KenyaNTSA licensing needs PSV third-party insurance; ride-hailing cars need valid cover and must be ≤16 years old.2 min read · Updated 23 September 2026

Motor & vehicles · KenyaCar insurance in Kenya: premium calculator with levies and stamp dutyValue × rate, minimum premium and extras, then the statutory levies and stamp duty every policy carries — with CIC's published rates as a worked example.5 min read · Updated 28 October 2026