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Insurers & your rights · Kenya

Insurance brokers in Kenya

The 181 brokers licensed by IRA for 2026

Short answerChecked 31 October 2026
IRA Kenya's notice of licensed entities dated 30 March 2026 names 181 insurance brokers (licence numbers IRA/06/…/2026), plus 25 reinsurance brokers and 32 medical insurance providers. A broker places your insurance with an insurer and is paid a commission; the law treats a medical insurance provider as a broker for medical cover. Only a broker or agent registered with IRA may do this business (Insurance Act, s.150), and an intermediary may not receive your premium on the insurer's behalf (s.156): pay the insurer. Agents are not printed in the notice: look them up in IRA's online registry.
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Answers come from the law, the regulator and the insurers' own documents, with the source under each answer. General information, not advice.

On this page · 6 sections
  1. The 181 licensed insurance brokers (2026)
  2. Broker, agent or medical insurance provider
  3. Your premium: pay the insurer
  4. How to check a broker or agent before you sign
  5. FAQ
  6. Sources

The 181 licensed insurance brokers (2026)

From IRA's notice of licensed entities for 2026, in alphabetical order. Names are reproduced as IRA prints them; a licence is not a recommendation, and IRA's notice does not rank brokers by size.

Brokers A–LBrokers L–Z
A&S Insurance Brokers LimitedLion Rock Insurance Brokers Limited
A-Plan Insurance Brokers LimitedLosagi Insurance Brokers Limited
A.M.S. Insurance Brokers LimitedM. A. Khan Insurance Brokers Limited
ABC Insurance Brokers LimitedMacly Insurance Brokers Limited
Acentria Insurance Brokers LimitedMaj Insurance Brokers Limited
Acropolis Insurance Brokers LimitedMalfini Insurance Broker Limited
Acuity Insurance Brokers LimitedMega Health Insurance Brokers Limited
Aero Smart Insurance Brokers LimitedMeister Insurance Brokers Limited
Afrishield Insurance Brokers LimitedMethodist Insurance Brokers Limited
Al Ahdi Insurance Brokers LimitedMic Global Risks (Insurance Brokers) Limited
Allion Insurance Brokers LimitedMidline Insurance Brokers Limited
Amana Insurance Brokers LimitedMIK Insurance Brokers Limited
Amro Insurance Brokers LimitedMillenium Insurance Brokers Limited
Arcadia Insurance Brokers LimitedMima Insurance Brokers Limited
Arena Africa Insurance Brokers LimitedMinet Kenya Insurance Brokers Limited
Aristocrats Insurance Brokers LimitedMiran Insurance Brokers Limited
Art International Insurance Brokers LimitedMNS Risk And Insurance Brokers Limited
Artha Insurance Brokers LtdModelim Insurance Brokers Limited
Assured Insurance Brokers LimitedMombasa Insurance Brokers Limited
Aum Insurance Brokers LimitedMpawa Insurance Brokers Limited
Avocet Insurance Brokers LimitedNanyuki Insurance Brokers Limited
Bahari Insurance Brokers LimitedNCK Insurance Brokers Limited
Bapa Insurance Brokers LimitedNelion Insurance Brokers Limited
Batlex Insurance Brokers LimitedNewchapter Insurance Brokers Limited
Bethany Shield Insurance Brokers LtdNile Capital Insurance Brokers (E.A) Limited
Bilmax Insurance Brokers LimitedNirvana Africa Insurance Brokers Limited
Bizsure Insurance Brokers LimitedNomura Insurance Brokers Limited
Bluecover Insurance Brokers LimitedNorthridge Insurance Brokers Limited
Bluestone Insurance Brokers LimitedOlea Kenya Insurance Brokers Limited
Bottomry Insurance Brokers LimitedOptions Insurance Brokers Limited
Brainstorm Insurance Brokers LimitedPacific Insurance Brokers (Ea) Limited
Brighthouse Insurance Brokers LimitedPackage Insurance Brokers Limited
Broadcover Insurance Brokers LimitedPalsha Insurance Brokers Limited
BTB Insurance Brokers LimitedPanama Insurance Brokers Limited
Busam Insurance Brokers LimitedPatekit Insurance Brokers Limited
C & G Speciality Insurance Brokers LimitedPeace Of Mind Insurance Brokers Limited
Canopy Insurance Brokers LimitedPelican Insurance Brokers (K) Limited
Centaur Insurance Brokers LimitedPistis Insurance Brokers Limited
Chancery Wright Insurance Brokers LimitedPlan & Place Insurance Brokers Limited
Chang Insurance Brokers LimitedPremier Takaful (Insurance) Brokers Limited
Chartwell Insurance Brokers LimitedPRM Abshawk Insurance Brokers Ltd
Chester Insurance Brokers LimitedQijito Insurance Brokers Limited
Ciatoafric Insurance Brokers LtdRedleaf Insurance Brokers Limited
Complete Solutions Insurance Brokers LimitedReica Insurance Brokers Limited
Covermax Insurance Brokers LimitedRichlands Insurance Brokers Limited
Crownscope Insurance Brokers LimitedRisk Care Insurance Brokers Limited
D & G Insurance Brokers LimitedRisk Solutions Insurance Brokers Limited
Digi Africa Insurance Brokers LimitedRoberts Insurance Brokers Limited
Disney Insurance Brokers LimitedRora Insurance Brokers Limited
Dovenest Insurance Brokers LimitedSafenet Insurance Brokers Limited
Eagle Africa Insurance Brokers Kenya LimitedSafir Global Insurance Brokers Limited
Ensign Insurance Brokers LimitedSage Insurance Brokers Limited
Enwealth Insurance Brokers LimitedSalmastar Insurance Brokers Ltd
Farelane Insurance Brokers LimitedSamnel Insurance Brokers Limited
Federal Insurance Brokers LimitedSapon Insurance Brokers Limited
First Accord Insurance Brokers LimitedScoreline Insurance Brokers Limited
Font Insurance Brokers LimitedSedgwick Kenya Insurance Brokers Limited
Formax Insurance Brokers LimitedSelect And Protect Insurance Brokers Limited
Fortress Insurance Brokers LimitedShashi Insurance Brokers Limited
Four Stars Insurance Brokers LimitedShiv Insurance Brokers Limited
Gachichio Insurance Brokers LimitedSinca Capital Insurance Brokers Limited
GEF Insurance Brokers LimitedSmartpeople Insurance Brokers Ltd
Goldcrest Insurance Brokers LimitedSnowcaps Insurance Brokers Limited
Gras Savoye Kenya Insurance Brokers LimitedSobhag Insurance Brokers Limited
GRM Insurance Brokers LimitedSoin Insurance Brokers Limited
H. G. Thanawalla (Insurance Brokers) LimitedSouthridge Insurance Brokers Limited
H. S. Jutley Insurance Brokers LimitedStansfeld Insurance Brokers Limited
Habari Insurance Brokers LimitedStegrap Insurance Brokers Limited
Hadd Insurance Brokers LimitedSurefront Insurance Brokers Ltd
Hawk Bay Insurance Brokers LimitedSurepoint Insurance Brokers Limited
Hillcroft Insurance Brokers LimitedSurex Insurance Brokers Limited
Hillspan Insurance Brokers LimitedTeevee Insurance Brokers Limited
HP Insurance Brokers LimitedThe Great Five Insurance Brokers Limited
ICK Insurance Brokers LimitedTransnep Insurance Brokers Limited
IIRM Kenya Insurance Brokers LimitedTrisons Insurance Brokers Limited
Image Insurance Brokers LimitedTrustmark Insurance Brokers Limited
Imoth Insurance Brokers LimitedUnicorn Insurance Brokers Limited
Insco Insurance Brokers LimitedUnipolar Insurance Brokers Limited
Integrated Insurance Brokers LimitedUniversal Insurance Brokers Limited
International Windsor Insurance Brokers LimitedUtmost Insurance Brokers Limited
Ivari Africa Insurance Brokers LimitedVB Insurance Brokers Limited
J. W. Seagon And Co Insurance Brokers (Kenya) LimitedVefis Insurance Brokers (K) Limited
Karen Direct Insurance Brokers LimitedVentail Insurance Brokers Limited
Kenbright Insurance Brokers LimitedVerge Insurance Brokers Limited
Kenfident Insurance Brokers LimitedVictoria Insurance Brokers Limited
Ksembi Insurance Brokers LimitedVike Insurance Brokers Limited
Landmark Insurance Brokers LimitedViva 365 Insurance Brokers Limited
Laser Insurance Brokers LimitedWaumini Insurance Brokers Limited
Lema Insurance Brokers LimitedWoodsmill Insurance Brokers Limited
Liaison Group (Insurance Brokers) LimitedZamara Risk & Insurance Brokers Limited
Lifecare International Insurance Brokers Limited

The same notice licenses 25 reinsurance brokers (licence numbers IRA/06R/…/2026), who place insurers' own risks and do not sell to the public, and 32 medical insurance providers (IRA/12/…/2026), several of which are also brokers on the list above.

Broker, agent or medical insurance provider

What the law saysWhere to check
Insurance broker"An intermediary involved with the placing of insurance business with an insurer or reinsurer for or in expectation of payment by way of brokerage commission" — s.2Named one by one in the 2026 notice
Medical insurance providerAnyone placing medical insurance with an insurer for a commission or fee must register as one; the broker rules apply to it — s.150AThe 2026 notice (32 names) and the registry
Insurance agentMay not carry on the business unless registered under the Act — s.150Not printed in the notice: search the registry by name or licence number

Using the name "broker" or "agent" without being registered is an offence: a fine of up to KES 50,000, and more for a continuing offence (Insurance Act s.150(2) and (4)).

Your premium: pay the insurer

Section 156 of the Insurance Act sets three rules:

  • No insurer assumes a risk until it has received the premium — s.156(1). Until the insurer has your money, you are not covered.
  • An intermediary shall not receive any premiums on behalf of an insurer — s.156(2). An intermediary that does pays a penalty of 20% of the unremitted premium to the Policyholders Compensation Fund, and its officers face a fine of up to KES 100,000 or three months in prison.
  • The insurer must pay the intermediary's commission within 30 days of receiving the premium — s.156(5). The commission is paid by the insurer.
Ask the broker for the quote in the insurer's name and pay the insurer's own paybill or bank account. For motor cover, check the certificate yourself on DMVIC the day it is issued.

How to check a broker or agent before you sign

  1. Find the broker's exact company name in the list above or in IRA's 2026 notice.
  2. For an agent, a bancassurance agent or a medical insurance provider, search IRA's registry of licensed entities.
  3. Ask which insurer will carry the risk and check it on the list of licensed insurance companies.
  4. Pay the insurer, keep the receipt, and if something goes wrong write to the broker and the insurer, then to IRA: see how to complain.

To have licensed insurers or brokers contact you with quotes, ask for free quotes. Who leads IRA, the Association of Kenya Insurers and the largest insurers: who's who in insurance in Kenya.

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Frequently asked questions

How many insurance brokers are licensed in Kenya in 2026?

181 insurance brokers, plus 25 reinsurance brokers and 32 medical insurance providers, in IRA's notice of licensed entities dated 30 March 2026.

Where do I find IRA licensed agents for 2026?

In IRA's online registry of licensed entities, searchable by name or licence number. Agents are not printed in the yearly notice, which names brokers and the other intermediaries.

Can I pay my premium to the broker?

No. Under section 156(2) of the Insurance Act an intermediary may not receive premiums on behalf of an insurer, and no insurer assumes the risk until it has received the premium. Pay the insurer's own paybill or account.

Who pays the insurance broker in Kenya?

The insurer pays the broker a commission, which it must pay within 30 days of receiving your premium (Insurance Act s.156(5)).

Which is the largest insurance broker in Kenya?

IRA's notice lists brokers alphabetically and publishes no ranking by size, so this page does not rank them either.

Sources

  1. IRA Kenya — Licensed Entities 2026, notice of 30 March 2026: 181 insurance brokers (licence numbers IRA/06/…/2026), 25 reinsurance brokers, 32 medical insurance providers (Web Archive copy of 15 May 2026)
  2. IRA Kenya — Licensed Entities registry: search agents, brokers, bancassurance intermediaries and medical insurance providers by name or licence number (Web Archive copy of 18 August 2026)
  3. Insurance Act, Cap. 487 (Rev. 2022) — s.2 ("broker"), s.150 (only registered brokers and agents), s.150A (medical insurance providers), s.156 (premiums and commission)
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