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Travel insurance and the COMESA yellow card in Kenya

COMESA yellow card insurance in Kenya

Cover, where to buy it and how to check it

Short answerChecked 23 September 2026
To drive from Kenya into Uganda, Tanzania, Rwanda, Ethiopia and 8 other countries, get a COMESA yellow card from your insurer. It covers third-party injury, death and property damage in the country you visit, with optional emergency medical cover for driver and passengers. Kenya's national bureau is Kenya Reinsurance Corporation; check a card by dialling *384*254# (Safaricom).
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Answers come from the law, the regulator and the insurers' own documents, with the source under each answer. General information, not advice.

What the yellow card covers

The yellow card is accepted in Burundi, DR Congo, Djibouti, Eritrea, Ethiopia, Kenya, Malawi, Rwanda, Sudan, Tanzania, Uganda, Zambia and Zimbabwe. It covers bodily injury, death and property damage to third parties; emergency medical treatment for the driver and passengers is optional. Liability is limited to the third-party limits of the country visited (COMESA).

You buy it from your own insurer; the price depends on the length of the trip, the size of the vehicle and the issuing country.

Flying instead? The yellow card covers your car only. For a Schengen visa you need travel medical insurance of at least EUR 30,000: see travel insurance in Kenya for a Schengen visa and the 29 insurers the EU Delegation accepts.

In Kenya

  • National bureau: Kenya Reinsurance Corporation, Reinsurance Plaza, Taifa Road, Nairobi — comesaycard@kenyare.co.ke (COMESA).
  • Check a card: dial *384*254# on Safaricom (COMESA).
After an accident abroad, tell the local police and the national bureau of that country at once, and keep the original card and the police and medical reports.

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Frequently asked questions

Where do I get a COMESA yellow card in Kenya?

From your motor insurer; the national bureau is Kenya Reinsurance Corporation in Nairobi.

How do I verify a yellow card in Kenya?

Dial *384*254# on Safaricom, according to the COMESA yellow card secretariat.

Sources

  1. COMESA Yellow Card — overview
  2. COMESA — the Yellow Card scheme (archived page)
  3. COMESA Yellow Card scheme — national bureaux (archived page)
  4. COMESA Yellow Card — USSD verification
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Regulator in Kenya: IRA Kenya

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